I am Kim Lally Holmes, a Catonsville real estate agent and REALTOR® with eXp Realty, licensed in Maryland under license #642577 and working this market for fourteen years. Catonsville is not a territory I picked off a map. I was born and raised here, went to school here, and came back to Baltimore after college to build a career on these streets. I founded the Holmes Glorioso Home Group in 2020 and our mission has not changed since: human-centric real estate built on authenticity, integrity and enthusiasm. We are proactive, transparent and accountable, and we always give more than we take. That matters in a ZIP code where housing runs from a $160,000 townhouse to a $975,000 historic-district home, and where the tax card can tell you more than the kitchen.
Tour Catonsville listings with an agent who reads the tax card before the kitchen.
Pricing from closed sales on your street, then marketing built for the buyer pool here.
Rentals and small multifamily across Catonsville, Arbutus and the Baltimore Metro.
A number built from your block, not a ZIP average that hides the spread.
Moving in from out of state? Video tours, remote signing and MRP-designated support.
I am a full-time REALTOR® serving buyers, sellers and investors across Catonsville and the wider Baltimore Metro region. I hold Maryland real estate license #642577 and work with eXp Realty out of the office at 2920 O'Donnell Street in Baltimore's Canton neighbourhood. Catonsville is home. I was born and raised here, went to college at James Madison University, spent a few years in Washington, then came back to the town I grew up in.
Before real estate I spent five years as a managing consultant at IBM, and that background still shapes how I work: structured process, clear reporting, no surprises. After nearly eight years selling, I launched my own company at the start of 2020, the Holmes Glorioso Home Group of eXp Realty, with my business partner Angela Glorioso. I hold two National Association of Realtors designations. ABR is the Accredited Buyer's Representative credential, which covers buyer-side representation in detail. MRP is the Military Relocation Professional designation, which covers PCS orders, VA financing and the timing pressure that comes with a service move.
The team mission has not changed since day one. We provide human-centric real estate experiences infused with authenticity, integrity and enthusiasm, and we strive to make real estate more fun and accessible than anyone thought possible. We are proactive, transparent and accountable in everything we do. Practically, that means weekly written milestone updates, a transaction coordinator who owns the calendar, and a phone I actually answer. We serve sellers, buyers, renters and investors from Pennsylvania to the Eastern Shore, and we make a charitable donation on your behalf at every closing.
Verified Production
Last updated: . Licensing verifiable through the Maryland Real Estate Commission public licence search.
Four services, one standard. I tell you what a number is, where it came from, and what it does not cover. If a house is wrong for you, I would rather say so on the driveway than watch you find out at the inspection.
My Services Include
I start with your lender, not with listings, because in a market where homes go under contract in a median of 15 days a pre-approval is what gets you through the door. Then we tour. I read the tax card, the permit history and the plat before we talk about the kitchen. When we write, I tell you what the comparable sales support and where the risk sits, and I put it in writing.
Start Your Home Search
Pricing comes from closed sales on comparable streets, never from a ZIP code average, because 21228 runs from townhouses to historic-district homes. I walk the house first and hand you a short prep list ordered by return on the money spent. Then photography, floor plan, full syndication and a launch timed to put showings in front of the weekend traffic.
Get A Listing Plan
I have worked rental and small multifamily purchases across Catonsville, Arbutus and the Baltimore Metro for over a decade. We run the numbers before the tour: rent expectations, turnover, capital items the inspection is likely to surface. If you would rather hold than sell, our sister company One Eyed Jack Property Management takes the day-to-day off your desk.
Talk Investment Strategy
A good share of my clients buy here before they ever stand in the house. I run video walkthroughs, send neighbourhood context rather than listing links, and coordinate inspections when you cannot be present. Maryland allows remote online notarisation, so most signing happens from wherever you are. My MRP designation covers the specific timing of a military move.
Plan Your Move
A Catonsville listing is not sold to the whole country. It is sold to the people already searching 21228, plus the Baltimore City buyers moving out for a yard and the Howard County buyers moving in for the price. I build every launch around those three pools: staging notes from our in-house stager, professional photography, a measured floor plan, and syndication to Zillow, Realtor.com, Redfin and Homes.com the moment the listing goes live.
Then the part most sellers never see. You get a written weekly milestone update and a phone call, every week, from the day we list to the day we settle. Showing feedback goes to you unedited. When an offer arrives, I lay every term out in a side-by-side spreadsheet so you are comparing net proceeds and risk, not just headline price.
Get A Listing PlanMost buyers meet your house at two inches wide on a phone. If the first frame is dark, crooked or shot at noon into a west-facing window, they never open the gallery. Every Holmes Glorioso listing gets a professional photographer, not a phone. That means proper lighting, vertical lines that stay vertical, and a shot list that leads a stranger through the house in the order they would actually walk it.
Catonsville is a census designated place of about 14 square miles on the western edge of Baltimore, wrapped on its south and west sides by the Patapsco River valley. It is a streetcar suburb, which is why the oldest housing clusters along Frederick Road and thins out as you move north toward US 40. Six questions come up on nearly every first call, so here are the answers with sources attached.
Two National Register historic districts anchor the town. Old Catonsville covers 145 acres north of Frederick Road and was listed in 2002. Central Catonsville and Summit Park covers 174 acres to the south, listed in 2006, and includes The Summit, an 1850s Second Empire mansion the subdivision is named for. Beyond them, Oak Forest Park and Woodbridge Valley hold mid-century detached homes on larger lots, while Paradise and Ingleside put you inside walking distance of the Frederick Road shops.
Sources: Old Catonsville Historic District and Central Catonsville and Summit Park Historic District, National Register listings.The median sale price in 21228 was $449,898 in June 2026, up 6.5 percent on June 2025, with homes going under contract in a median of 15 days and 66 percent closing above list. The full 21228 range over the trailing twelve months still runs from about $159,900 to $975,000 across 602 recorded sales. One clear conclusion: the median tells you almost nothing about your street.
Sources: Redfin, ZIP 21228, June 2026, and RealtyTrac 21228, trailing twelve months.All of Catonsville sits inside Baltimore County Public Schools, which runs 35 high schools county-wide. Catonsville High School at 421 Bloomsbury Avenue enrols 1,735 students in grades 9 to 12 on a 64-acre campus. Catonsville Middle School at 2301 Edmondson Avenue enrols 818 students. Elementary attendance splits between Catonsville, Hillcrest, Westchester, Westowne, Johnnycake and Woodbridge. Attendance areas run by street address, so confirm any specific home with the district before you write.
Source: NCES Common Core of Data, 2024 to 2025 school year.Downtown Baltimore is about 9 miles, roughly 20 minutes off-peak via US 40 or Edmondson Avenue. BWI Marshall Airport is about 12 miles down Interstate 195, near 20 minutes. Columbia sits 25 minutes west, Towson 25 minutes north on Interstate 695. The Census puts the mean travel time to work for Catonsville residents at 24.6 minutes, meaningfully below the Maryland figure of 31.1 minutes and the metro figure of 29.4.
Source: Census Reporter, Catonsville CDP, ACS 2020 to 2024 five-year estimates.Patapsco Valley State Park wraps the southern and western edge of town, and the Hilton Area entrance off South Rolling Road is the closest gate for most 21228 addresses. The Trolley Line Number 9 Trail runs 1.25 paved miles from the west end of Edmondson Avenue through Oella to Main Street in Ellicott City, following the old streetcar right of way. Catonsville Community Park at 501 Rolling Road adds tennis, sand volleyball, a playground and a wooded loop.
Sources: Trolley Line Number 9 Trail and Maryland DNR, Patapsco Valley State Park.The Catonsville CDP holds a population of 43,368 across a land area of 13.96 square miles, giving a density near 3,000 people per square mile. The median age is 39 and the median household income is $114,109, about ten percent above the Maryland median of $103,678. Roughly 93 percent of adults hold a high school diploma or higher. The single largest employment sector among residents is educational services, which tracks with UMBC and CCBC sitting inside the boundary.
Sources: Census Reporter and Data USA, ACS 2020 to 2024 five-year estimates.Last Updated:
Buyers ask what there is to do here, and the honest answer is that Catonsville punches well above a town of 43,000. The state named it Music City, Maryland for a reason, the Patapsco valley starts at the edge of the neighbourhoods, and most of the calendar is free. Six things worth knowing before you tour.
The Maryland legislature proclaimed Catonsville "Music City, Maryland" in 2002, and the shops that earned it are still open. Bill's Music House at 743 Frederick Road has been trading six decades. Trax On Wax at 709 sells new and used vinyl. Appalachian Bluegrass Shoppe sits at 643 Frederick Road, and Baltimore Brass Company at 99 Mellor Avenue rounds it out.
Source: Baltimore County Arts and Entertainment and the Catonsville A&E District.The Lurman Woodland Theatre is an open-air amphitheatre in a natural wooded bowl beside Catonsville High School, at 612 Hilltop Road. Berchie Manley revived it in 1992 and it has run free concerts every weekend in June, July and August since. Big band to bluegrass, rock to reggae. Parking is free, admission is free, bring a chair and a picnic.
Source: Lurman Woodland Theatre. Wheelchair access from 614 Hilltop Road.The Catonsville Sunday Farmers Market runs at 15 Mellor Avenue, Sundays 9am to noon from 3 May to 22 November 2026, organised by the Greater Catonsville Chamber of Commerce. A second market runs Wednesdays 9am to noon at the Christian Temple, 5820 Edmondson Avenue, May through November.
Source: Greater Catonsville Chamber of Commerce. Dates change annually, confirm before you go.Patapsco Valley State Park holds over 200 miles of trail, and most are open to bikes, which has made it a regional favourite for mountain biking. The Hilton Area entrance at 1101 Hilton Avenue is inside Catonsville and within walking distance of some neighbourhoods. The annual Patapsco Trail Fest brings rides, trail runs and river paddling.
Sources: Maryland DNR and MORE.Frederick Road is the spine of the Catonsville Arts and Entertainment District, a state-designated district built around artist-run businesses, independent shops and locally owned restaurants. Frederick Road Fridays puts free concerts on Mellor Avenue through the summer, and the Catonsville Presbyterian Concert Series runs at 1400 Frederick Road.
Source: Catonsville Arts & Entertainment District.The annual Fourth of July celebration is the biggest date on the local calendar, and the Chamber of Commerce keeps the rest of it. Street festivals close part of Frederick Road on summer evenings. The Baltimore County Public Library Catonsville Branch at 1100 Frederick Road runs year-round programming and now lends board games, instruments and telescopes.
Sources: Greater Catonsville Chamber and BCPL Catonsville.Every Catonsville address is served by Baltimore County Public Schools, headquartered at 6901 Charles Street in Towson. The system runs 35 high schools county-wide, and Catonsville is unusual in that it also holds a countywide magnet high school, a community college and most of a public research university inside its own boundary. Attendance zones are set by street address, so verify any specific property with the district before you write an offer.
Most Catonsville addresses sit within a ten-minute drive of everything on this list, and a good portion of the town can walk to Frederick Road. Here is what is actually within reach, named and linked.
Patapsco Valley State Park runs along the town's southern and western edge, and the Hilton Area entrance off South Rolling Road is the nearest gate. Catonsville Community Park at 501 Rolling Road has tennis and pickleball courts, sand volleyball, a playground and a wooded mile loop. The Trolley Line Number 9 Trail and the Short Line Railroad Trail both start here.
Maryland DNR, Baltimore County Recreation and Parks.Giant Food at 6223 Baltimore National Pike is the nearest full-size supermarket and runs 24 hours. Atwater's Catonsville at 815 Frederick Road doubles as bakery, cafe and small market with produce and prepared food. The seasonal Catonsville Farmers Market operates near the Frederick Road business district, and larger retail sits a short drive west on US 40 toward Ellicott City.
Giant Food, Atwater's.Ascension Saint Agnes Hospital at 900 South Caton Avenue is the closest full-service hospital, roughly four miles east and open around the clock. Reach it on 667-234-6000. UM St. Joseph and Howard County General are the next nearest options north and west. Urgent care and primary practices cluster along Baltimore National Pike and Frederick Road.
Ascension Saint Agnes.The Baltimore County Public Library Catonsville Branch at 1100 Frederick Road reopened after an 18-month renovation and now lends board games, musical instruments and telescopes alongside books. Call 410-887-0951. The Greater Catonsville Chamber of Commerce runs the events calendar, including the Frederick Road street festivals that close the strip on summer evenings.
BCPL Catonsville, Greater Catonsville Chamber.The dining district runs along Frederick Road between Ingleside and Beaumont. Catonsville Gourmet at 829 Frederick Road handles the occasion dinners. Jennings Cafe at 808 Frederick Road has fed the neighbourhood since 1958. Atwater's covers coffee and bread, and Peace a Pizza sits just off the strip at 15 Mellor Avenue.
Catonsville Arts and Entertainment District.Benjamin Banneker Historical Park and Museum at 300 Oella Avenue sits on part of the 100-acre farm Banneker owned, with a reconstructed cabin and nature trails, open daily. Call 410-887-1081. The Catonsville Historical Society sold the Townsend House and museum in 2021 and has since wound up, though its final grants still fund local projects. Maryland's Historical Trust lists both local historic districts.
Baltimore County Recreation and Parks.The median is the least useful number in Catonsville. June 2026 closed at a median of $449,898, but over the trailing twelve months 602 recorded sales in 21228 ran from about $159,900 to $975,000. The same ZIP holds 1920s townhouses, mid-century ranchers on quarter-acre lots and large late-Victorian homes inside two National Register historic districts. Pricing off the median will overprice one and underprice the other.
Low and high from RealtyTrac, ZIP 21228, trailing twelve months. Median from Redfin, ZIP 21228, June 2026. Two different windows, shown together to give the spread and the current midpoint.
This is a fast market and you need to be ready before you tour. Homes are going under contract in a median of 15 days and 66 percent are closing above list. Get fully underwritten rather than pre-qualified. Budget above asking on anything well presented, because the typical sale is landing at 103.8 percent of list. Keep the inspection, and let me pull the plat and permit history before you write.
Conditions favour you. Sale-to-list climbed to 103.8 percent, two thirds of homes are clearing above asking, and the median sale is 6.5 percent higher than a year ago. The one caution is volume: closings fell 4.9 percent, so there are fewer buyers competing than the headline suggests. Price to the comparable sales on your street and put the money into the first two weeks.
June 2026 figures from Redfin, ZIP 21228 housing market. June 2025 figures are back-calculated from the year-over-year change Redfin publishes alongside each metric, so they carry that rounding. Market data changes monthly. Ask me for the current numbers on your specific street.
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Catonsville sits at the junction of four major routes, which is the practical reason it holds its value. Interstate 695, the Baltimore Beltway, serves the town at Exits 12 through 15. US Route 40, the Baltimore National Pike, runs east into the city and west toward Ellicott City. Interstate 195, signed as Metropolitan Boulevard, drops from the southern edge of town straight to BWI. Interstate 70 heads west toward Frederick. Rolling Road, Ingleside Avenue and Bloomsbury Avenue carry the north and south traffic locally, and the MTA runs bus service down Frederick Road.
| Destination | Distance | Typical Drive |
|---|---|---|
| UMBC campus | 3 miles | 8 min |
| Historic Ellicott City Main Street | 3 miles | 10 min |
| Downtown Baltimore and the Inner Harbor | 9 miles | 20 min |
| BWI Marshall Airport | 12 miles | 20 min |
| Columbia town centre | 12 miles | 25 min |
| Towson, the county seat | 14 miles | 25 min |
| Washington, DC | 40 miles | 55 min |
Distances measured from the Frederick Road business district. Drive times are off-peak estimates and run longer at rush hour. Census figures put the mean travel time to work for Catonsville residents at 24.6 minutes, per Census Reporter, ACS 2020 to 2024. Transit schedules at Maryland Transit Administration.
I grew up here, so I get asked the history questions as often as the price questions. Six facts that most people who live in Catonsville do not know, every one of them sourced.
The settlement predates the Caton name entirely. Founded before 1729, it was known as Johnnycake, after a local inn that specialised in that style of cornbread. The name survives today in Johnnycake Elementary School on Craigmont Road and Johnnycake Road itself.
Source: Britannica, Catonsville.Charles Carroll of Carrollton, the last surviving signer of the Declaration of Independence, owned land beside the Frederick Turnpike and instructed his son-in-law Richard Caton to develop it. The Caton house, Castle Thunder, was built in 1787. A marker on Frederick Road records where it stood.
Source: History of Catonsville, Maryland.A subdivision approved in April 1810 opened the land for sale and started real development. Caton named the place Catonville, without the S. The spelling drifted to Catonsville during the 1830s and stuck. The centre of town settled around Ingleside Avenue and Frederick Road, where Joseph P. Fusting laid out lots in 1829.
Source: Catonsville, Baltimore County, Maryland.The Catonsville Short Line Railroad opened in 1884, running 3.7 miles and seven trips a day into Baltimore, hauling lumber for new housing and coal to St. Charles College and Spring Grove. When the electrified trolley arrived in 1897 it took the passengers, and the Short Line dropped passenger service in 1898.
Source: Historical Marker Database, Catonsville Short Line.In 1968, nine Catholic anti-war activists removed records from the local draft board and burned them outside, in protest against the Vietnam War. The Catonsville Nine trial, imprisonment and parole drew worldwide coverage and remains the single event most people outside Maryland associate with the town.
Sources: Britannica and Catonsville Nine.In 2002 the Maryland legislature formally proclaimed Catonsville "Music City, Maryland", on the strength of the music shops, venues and teaching studios clustered along Frederick Road. Trax On Wax at 709 Frederick Road is part of that lineage. A local compilation series, Life Sounds Great, still records the scene.
Source: Catonsville, Maryland.This is the part of Catonsville that is genuinely hard to replicate elsewhere in Baltimore County. A 16,000-acre state park wraps the southern and western edge of town, and two rail-trail conversions run straight out of the business district. For a lot of my buyers, this is the reason they choose here over a comparable suburb.
Maryland's oldest state park runs 32 miles along the Patapsco River across 16,043 acres and eight developed recreational areas. The Hilton Area at 1101 Hilton Avenue sits inside Catonsville and is the closest gate for most 21228 addresses.
Hilton has a nature centre with children's programming and a two-acre playground built from recycled tyres, which makes it the practical choice for families. The trails are not tame: Sawmill Branch Trail crosses a stream on stepping stones, and Forest Glen Trail opens onto river access. There are 12 primitive campsites and six small cabins if you want to stay.
Parking is in the lot by shelter 245 and the park fills early on summer weekends. Arrive early or carpool.
Hilton is the closest gate, but it is one of eight developed areas. Also within an easy drive: Avalon, Glen Artney and Orange Grove to the south in Elkridge, Hollofield off US 40, Daniels and Woodstock upriver, Pickall, and McKeldin at Marriottsville. Linked together they make rides of 50 miles and more.
Sources: Maryland Department of Natural Resources and MORE.1.25 paved miles from the west end of Edmondson Avenue through Oella to Main Street in Ellicott City, following the right of way of the old Catonsville and Ellicott City Electric Railway. Easy grade, ADA accessible, open year round. Part boardwalk, part asphalt.
Source: Catonsville Rails to Trails.A 2.2-mile woodland trail on the abandoned Baltimore and Potomac "Short Line" right of way, flat with an unpaved crusher-run surface. When finished it will link a dozen neighbourhoods from the Catonsville firehouse through Spring Grove and Paradise. Catonsville Rails to Trails has run the project since 1999.
Source: Catonsville Rails to Trails. Sections remain under construction.501 Rolling Road. Lit tennis and pickleball courts, sand volleyball, a playground, picnic pavilions with grills and a roughly one-mile wooded loop with a stream crossing. Open 6:30am to 8:30pm daily. Call 410-887-0959.
Source: Baltimore County Recreation and Parks.300 Oella Avenue. Built on part of the 100-acre farm Banneker owned, with a reconstructed cabin, a museum and interpretive nature trails that connect toward the Trolley Line trail. Open daily 9am to 5pm, with free monthly programming. Call 410-887-1081.
Source: Baltimore County Recreation and Parks.Trail access is not evenly spread, and it is worth checking before you commit. Homes on the south and west edges near South Rolling Road sit closest to the Hilton Area gate. Addresses near the west end of Edmondson Avenue can walk onto the Trolley Line trail. Paradise and the neighbourhoods along the old Short Line corridor pick up the Railroad Park end at 745 Frederick Road.
Catonsville also sits in older neighbourhoods that frequently lack sidewalks, which is part of why the trail network matters here. When we tour, I will tell you what your actual walking options look like from that specific front door.
Source: Catonsville Rails to Trails. Trails open sunrise to sunset.Almost all of it happens on one street. Frederick Road between Ingleside Avenue and Beaumont Avenue carries the restaurants, the record shops, the music stores and the antique dealers, and on summer evenings the town closes part of it for street festivals. Winters Lane and Mellor Avenue pick up the overflow. Here is a sampling, with addresses.
American and seafood · $$
The room locals book for anniversaries and graduations, and consistently the highest-rated kitchen on the strip. Crab cakes, rockfish and a raw bar, with a wine list that keeps pace with the food. Open seven days.
829 Frederick Road, Catonsville, MD 21228
Visit WebsiteSteak and wine bar · $$$
The closest thing Catonsville has to fine dining, in a small room that fills quickly. Filet, seasonal menus and a well-regarded weekend brunch. Reservations are worth making, particularly on a Friday or Saturday.
801 Frederick Road, Catonsville, MD 21228
Visit WebsiteAmerican tavern · $$
Open since 1958 and still the default meeting place. Crab soup, oysters, a full bar and a kitchen that runs late every night but Sunday. The kind of room where three generations of the same family share neighbouring booths.
808 Frederick Road, Catonsville, MD 21228
Visit WebsiteItalian and pizza · $$
House-made pomodoro, pizza with a proper crust, and a menu long enough to handle a table of nine. Gluten-free pasta and pizza are available. Free street parking after six most evenings.
805 Frederick Road, Catonsville, MD 21228
Visit WebsiteBakery, cafe and market · $$
Bread, soup, espresso and a small produce market under one roof, with counter service downstairs and table service upstairs. Open from seven most mornings, and it doubles as the neighbourhood's daytime meeting room.
815 Frederick Road, Catonsville, MD 21228
Visit WebsitePizza, salads and ice cream · $
Family-owned, just off Frederick Road with its own parking lot, which matters on a festival night. Dough made in-house, a long list of combinations, plus salads, baked desserts and ice cream. Closed Sundays.
15 Mellor Avenue, Catonsville, MD 21228
Visit WebsiteInstruments and lessons · $$
Six decades in business and the anchor of the Music City, Maryland designation. Guitars, drums, pianos and one of the deepest used instrument selections in the region. Closed Sundays.
743 Frederick Road, Catonsville, MD 21228
Visit WebsiteNew and used vinyl · $$
An independent record shop with new and used vinyl, turntables and a staff that will order what they do not stock. Part of the reason the state proclaimed Catonsville a music town in 2002.
709 Frederick Road, Catonsville, MD 21228
Visit WebsiteIndependent bookshop · $$
An independent bookseller just off the main strip on Winters Lane, strong on children's and young adult titles, with a play corner and a used section that donates part of every sale to The Children's Home in Catonsville.
12 Winters Lane, Catonsville, MD 21228
Visit WebsiteLocal vendors and vintage · $$
Two floors of local vendors selling art, handmade jewellery, antiques, vintage clothing and houseplants. Open Friday through Monday. A good first stop if you have just moved in and want to meet the makers.
16 Winters Lane, Catonsville, MD 21228
Visit WebsiteAntiques and home goods · $$
A tightly packed antique and consignment shop on Egges Lane carrying furniture, china, lamps and cookware. Open daily. Park in the lot directly in front, since the adjacent lot belongs to a nearby veterinary hospital.
11 Egges Lane, Catonsville, MD 21228
Visit WebsiteNeighbourhood hardware · $
The last independent hardware store in Catonsville, family-run, out on the eastern end of Frederick Road. Keys cut, odd fasteners, brackets the big-box stores stopped carrying. Call ahead at 410-747-5778.
6423 Frederick Road, Catonsville, MD 21228
Chamber ListingA sampling of well-regarded local spots, not an exclusive list or paid placement. Larger retail sits at the Ingleside Shopping Center on Baltimore National Pike and west along US 40 toward Ellicott City.
These are the questions that come up after the offer is accepted, so it is worth having the answers before. Rates and schedules change with each fiscal year, so treat everything below as a starting point and confirm current figures with the agency directly before you rely on them.
Baltimore County's real property tax rate for fiscal year 2026 is $1.10 per $100 of assessed value, with the Maryland state rate adding $0.112 per $100. On a home assessed at $400,000 that works out to roughly $4,850 per year before credits or special charges. Assessments are set on a three-year cycle by the state, not the county. Contact the Office of Budget and Finance on 410-887-2404.
The Homestead Tax Credit caps how fast your taxable assessment can rise on a principal residence, and the Baltimore County cap is 4 percent a year. You apply once, and there is no income test. The income-based Homeowners' Property Tax Credit runs separately, and the county adds a local supplement plus an additional credit for some homeowners aged 70 and over. Apply through the Maryland State Department of Assessments and Taxation.
The Baltimore County fiscal year runs 1 July to 30 June, and the annual real property bill is issued in July. Owner-occupants may elect semi-annual payment rather than paying the full year up front. The Metropolitan District sewer service charge appears on that same July bill rather than arriving separately. If you escrow, your lender pays it, but the bill still comes to you. Account lookup through Taxpayer Services.
Both electricity and natural gas come from Baltimore Gas and Electric, a single provider for the whole area, which makes the transfer simpler than in most Maryland counties. Start or transfer service on 1-800-685-0123 or online at bge.com. Maryland allows third-party supplier choice for the energy portion of the bill, while BGE still handles delivery, metering and outages either way.
Catonsville is inside the Metropolitan District. Water is supplied through the regional system and billed by Baltimore County, while the sewer service charge is collected annually on your July property tax bill. Reach the Bureau of Utilities on 410-887-7415, which is also the emergency sewer line. A few outlying properties still run on private well and septic, so check the disclosures.
Collection is a county service funded through your property tax, not a separate subscription, which surprises buyers moving out of Baltimore City. Schedules are set by street address and published by the Bureau of Solid Waste Management on 410-887-4111. County residents also get up to ten free visits a year to the drop-off centres. General county service on 410-887-0311.
Rate figures reflect Baltimore County fiscal year 2026 and are current as of . Verify current rates, credits and schedules directly with Baltimore County Government and Maryland SDAT before relying on them.
The reviews below are published client reviews of my work and the work of the Holmes Glorioso Home Group. Buyers tend to write about the negotiating. Sellers tend to write about the communication. First-time buyers write about not feeling rushed, which is the one I am proudest of.
Brendan Taylor
"We sold our home above asking price."A client who sold one home and bought another with Kim at the same time. His review credits her knowledge and constant communication across both transactions, and singles out the professionalism, attention to detail and dedication that kept a double move running smoothly.
Daniel Riordan
"Helpful, kind, and communicative."A client who bought a new home while selling the previous one. His review describes the team as consistently available to answer questions, offer support or clarify a detail, and says that availability turned what is usually a stressful process into a smoother and even enjoyable one.
Eleanor Baxter
"A breeze and a delight."A buyer who valued fast, clear answers throughout. Her review praises the team for being responsive to questions, presenting information plainly, and staying accommodating through showings and a complicated set of offers, with a low-stress communication style that kept the purchase easy.
Reviews published on Google and aggregated on Homes.com, where the profile shows a 5.0 average across 145 reviews as of . Reviewer names appear as published. Reviews describe past transactions and are not a guarantee of future results.
Catonsville reads as one town from the road, but the housing changes character every few blocks. The oldest and largest homes cluster along Frederick Road, where the streetcar ran. Move north toward US 40 or west toward Rolling Road and you move forward forty years in building stock. Six areas worth knowing.
Upper end of the 21228 range
The 145-acre district bounded roughly by Edmondson, Frederick, Melvin and Smithwood Avenues, built out from 1866 onward. Late-Victorian and early-twentieth-century revival architecture on deep lots, most of it within a ten-minute walk of the shops and restaurants.
View HomesUpper end of the 21228 range
174 acres between Frederick Road, South Rolling Road and Mellor Avenue. The subdivision takes its name from The Summit, an 1850s Second Empire mansion built as a summer house. The largest lots front Frederick Road and Newburg Avenue and hold the earliest dwellings.
View HomesMiddle of the 21228 range
West of the Frederick Road business district, built out largely through the postwar decades. Detached mid-century houses on wider lots than you find closer to the historic core, with garages and basements common. One of the more consistent submarkets in the ZIP.
View HomesMiddle of the 21228 range
East of the downtown strip, one of the more walkable pockets in Catonsville and a frequent first stop for buyers who want to leave the car at home for dinner. Mixed housing stock and mature street trees, with the Frederick Road shops and Peace a Pizza inside easy reach.
View HomesMiddle of the 21228 range
North of the Frederick Road corridor toward Baltimore National Pike, with Woodbridge Elementary on Pleasant Valley Drive inside the neighbourhood. Convenient to the US 40 retail strip and the Interstate 695 interchanges, which shortens the drive north to Towson.
View HomesLower half of the 21228 range
North of the historic core along the Ingleside Avenue and Baltimore National Pike corridor. This is where a good share of the ZIP's entry price points sit, including townhouses and smaller detached homes, with the Ingleside Shopping Center and Giant Food a few minutes away.
View HomesPrice bands describe where each area typically sits inside the sourced 21228 range of $159,900 to $975,000. They are not quotes or appraisals. Ask me for current closed sales on a specific street.
You should not have to chase me for an update. Weekly written milestones, a call every week, and a heads-up on the problem before it becomes your problem. Coming-soon listings reach you before they reach the portals.
Promise · 01
Every number comes with where it came from. Offers laid out side by side in a spreadsheet so you compare net proceeds and risk, not headline price. If the comparable sales do not support what you hoped, I will tell you that first.
Promise · 02
A named transaction coordinator owns the calendar so nothing slips. One client found a paperwork error caught on closing day that would have cost thousands. That only happens when somebody is actually reading every page.
Promise · 03Our mission is to provide human-centric real estate experiences infused with authenticity, integrity and enthusiasm. That sounds like a slogan until you see what it costs to deliver. It means answering the phone at nine at night when the inspection report lands. It means telling a seller their number is wrong before we list, not after three price cuts. It means a first-time buyer gets the same preparation as a $900,000 purchase.
Practically, you get a team rather than one person stretched thin. A transaction coordinator sends written weekly updates and calls to walk you through them. An in-house stager and a professional photographer handle the listing. And at every closing we make a charitable donation on your behalf, with the choice of charity yours, including Saving Grace Animal Rescue of Maryland, the Johns Hopkins Children's Center and the Ulman Foundation.
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Four stages, from the first phone call to the day you get the keys. Most Catonsville transactions run 30 to 45 days from a ratified contract to settlement, and I will tell you at the start which stage is likely to be the slow one for you.
Call, text or send the form. No pressure and no obligation. Three weeks out or three years out, I would rather have the conversation early. I answer my own phone, and the first call is usually about what you are trying to accomplish rather than about houses.
For buyers, that means a lender introduction, a written budget and a search plan by neighbourhood rather than by portal. For sellers, a walkthrough, a prep list ordered by return on money spent, and a price built from closed sales on comparable streets.
Buyers tour, and I read the tax card, plat and permit history before we talk about the kitchen. Sellers get the stager, the photographer, the floor plan and a launch timed for the weekend. Then we handle showings, feedback and offers.
Inspections, appraisal, title work and settlement, tracked by a coordinator who sends you a written weekly summary. After closing I stay reachable. Plenty of my clients call me years later for a contractor referral before they call me about a house.
Thirteen questions, phrased the way people actually ask them on the phone. Every answer opens with the direct response, then the context. If yours is not here, call or text me on 443-799-0036.
Get a lender pre-approval first, because listing agents here ask for it with the offer. We tour, write, and negotiate price and terms. Maryland contracts are signed by both parties rather than going through a lawyer review period, so the ratified contract is binding straight away. You then run inspections, the lender orders an appraisal, title work is completed, and you close at a title company. Most of my Catonsville purchases run 30 to 45 days from ratification to settlement.
Price from closed sales on comparable streets rather than from a county average, because 21228 covers a very wide range of housing stock. I walk the house first and give you a short prep list, ordered by return on the money. Then professional photography, floor plan, syndication to Zillow, Realtor.com, Redfin and Homes.com, and a launch timed to put showings in front of the weekend. My team sold 65 properties in the trailing year at an average of $407,416.
Maryland buyers typically budget 3 to 5 percent of the purchase price for closing costs, which cover lender fees, title, and the state and county recordation and transfer taxes. Sellers pay transfer taxes and their side of the settlement. Since the 2024 industry settlement, buyer agent compensation is negotiated and written into the buyer agreement rather than assumed. I put every number in writing before you sign anything. Escrow simply means funds held by a neutral third party until closing.
Catonsville sits inside Baltimore County Public Schools. The comprehensive high school is Catonsville High School at 421 Bloomsbury Avenue, with 1,735 students in grades 9 to 12. Catonsville Middle School at 2301 Edmondson Avenue serves 818 students in grades 6 to 8. Elementary attendance is split among Catonsville, Hillcrest, Westchester, Westowne, Johnnycake and Woodbridge. Attendance areas are set by address, so confirm any specific home with BCPS before you write an offer.
It depends on what you want from the house. Old Catonsville and Central Catonsville with Summit Park are the two National Register historic districts, full of large late-Victorian and early-twentieth-century homes on deep lots. Oak Forest Park and Woodbridge Valley sit west and north with mid-century detached houses and bigger yards. Paradise and Ingleside put you within walking distance of Frederick Road. Westview Park and Winters Lane round out the mix at lower price points.
Yes, and a large share of my business is exactly that. I run video walkthroughs on request, send neighbourhood context rather than just listing links, and coordinate inspections when you cannot be here. Maryland allows remote online notarisation, so most of the paperwork can be signed from anywhere. I hold the Military Relocation Professional designation from the National Association of Realtors, which covers PCS timing, VA financing and the specific pressures of an orders-driven move.
The Maryland Mortgage Program through the Department of Housing and Community Development is the main state route, pairing a fixed-rate loan with down payment and closing cost assistance. Baltimore County runs its own settlement expense loan program for eligible buyers. FHA, VA and USDA loans all appear regularly in Catonsville. I introduce you to two or three lenders and let you compare, because I am not paid on which loan you choose.
About 9 miles, and roughly 20 minutes off-peak, usually east on Frederick Road to Edmondson Avenue or out to US 40, the Baltimore National Pike. Rush hour toward the Inner Harbor typically adds 10 to 20 minutes. The Maryland Transit Administration also runs CityLink and LocalLink bus service down Frederick Road. Census figures put the mean travel time to work for Catonsville residents at 24.6 minutes, which is well below the Maryland average of 31.1 minutes.
There is no dedicated off-leash dog park inside the 21228 ZIP code itself. The two closest fenced options are Worthington Dog Park in Ellicott City, a 2.7-acre permit-required park in Howard County, and Paw Point at Lake Roland in Baltimore County, a membership-only one-acre park with lake access. For everyday walking, most Catonsville dog owners use the Trolley Line Number 9 Trail and the leashed trails at Patapsco Valley State Park.
The nearest full-size supermarket to the Frederick Road corridor is Giant Food at 6223 Baltimore National Pike, open 24 hours. Atwater's at 815 Frederick Road doubles as a bakery, cafe and small market with produce and prepared food. The Catonsville Farmers Market runs seasonally near the Frederick Road business district. Larger shopping is a short drive out US 40 toward Ellicott City, and Baltimore Highlands and Arbutus add options to the south.
Patapsco Valley State Park wraps the southern and western edge of Catonsville, and the Hilton Area entrance off South Rolling Road is the closest gate for most 21228 addresses. The Trolley Line Number 9 Trail runs 1.25 paved miles from the west end of Edmondson Avenue through Oella to Main Street in Ellicott City, on the old streetcar right of way. Catonsville Community Park at 501 Rolling Road adds tennis, sand volleyball, a playground and a wooded loop.
Frederick Road is the spine of the dining district. Catonsville Gourmet at 829 Frederick Road is the long-standing seafood room locals book for occasions. Jennings Cafe at 808 Frederick Road has been serving the neighbourhood since 1958. Atwater's at 815 Frederick Road handles breakfast, coffee and bread. Peace a Pizza sits just off the strip at 15 Mellor Avenue. Trax On Wax at 709 Frederick Road is part of why the state calls this Music City, Maryland.
Roughly 12 miles and about 20 minutes off-peak. The usual route is Interstate 195, signed as Metropolitan Boulevard, which runs from the southern edge of Catonsville straight to the BWI terminal, either directly or by way of Interstate 695 and Interstate 95. BWI Marshall is the closest airport to Catonsville by a wide margin. The BWI Rail Station also links to the MARC Penn Line and Amtrak if you would rather not drive and park.
Call, text or send the form. I answer my own phone. Three weeks out or three years out, an early conversation costs you nothing and usually saves money later.
33 pages covering the neighbourhoods one by one, what homes actually cost in 21228, the Baltimore County school picture, property taxes and every utility provider, commuting, the full Maryland buying process and a plain-language glossary. Sources on every number.
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General information only. For your specific address, call Kim at 443-799-0036.